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SMSF PROPERTY INVESTMENT 


Get Educated 

Many people don’t realise that Self-Managed Superannuation Fund investments can be more than just stocks and bonds. While these types of securities can be great for producing consistent returns, there are other ways to grow your portfolio.

  1. Diversification: Adding property to your SMSF portfolio diversifies your investments beyond traditional assets like stocks and bonds. This can help spread risk and potentially enhance returns, especially during periods of market volatility.

  2. Stable Income Stream: Rental income from the property can provide a steady cash flow into your SMSF, which can be particularly beneficial during retirement when you're relying on your savings to cover living expenses.

  3. Potential Capital Growth: Property values have historically appreciated over the long term, providing the potential for capital growth within your SMSF. This growth can significantly boost your retirement savings, allowing you to achieve your financial goals faster.

  4. Tax Advantages: Investing in property through an SMSF can offer tax advantages. Rental income and capital gains earned within the SMSF are generally taxed at concessional rates, potentially reducing your overall tax liability and maximizing the returns on your investment.

  5. Control and Flexibility: With an SMSF, you have greater control over your investment decisions, including the choice of property and how it's managed. This flexibility allows you to tailor your investment strategy to suit your specific retirement goals and preferences.

  6. Leverage: Borrowing to invest in property through an SMSF, known as limited recourse borrowing arrangements (LRBAs), allows you to magnify the returns on your investment by using borrowed funds. This can accelerate the growth of your retirement savings, although it's essential to consider the associated risks and ensure the investment is sustainable.

  7. Potential for Property Improvement: With property investments, there may be opportunities to increase the property's value through renovations or improvements. This can further enhance the overall returns on your SMSF investment.

  8. Inflation Hedge: Property investments have historically acted as a hedge against inflation since property values and rental income tend to rise with inflation over the long term. This helps preserve the purchasing power of your retirement savings and ensures they keep pace with the cost of living.

  9. One of those methods: Is SMSF property investing, which means using your retirement savings to purchase income-producing real estate.

  10. QPSelect: Can guide you through the SMSF property investing maze buy created a simple blueprint for using SMSF investments to finance the development of real estate.

  11. CurrentlySMSF Investors cannot invest in properties with a two-part contract, which limits their investment options. We at QPSelect solve that problem by entering a two-part contract with the builder, while the investor enters a one-part contract with them.

A ground-breaking solution to purchase all types of brand new home AND land packages and NDIS properties in superannuation!

Overall, incorporating property into your SMSF can be a strategic move to diversify your portfolio, generate stable income, and accelerate the growth of your retirement savings, ultimately strengthening your retirement plans. However, it's crucial to seek professional financial advice to ensure that property investment aligns with your overall investment strategy and retirement objectives.

How SMSF Property Investment Works


STEP 1

The SMSF selects the location, the land, the builder, and negotiates the purchase price.

STEP 2

The SMSF pays a 35% deposit and enters into a contract with One Contract Property. They acquire the land and oversee the construction of the property.

STEP 3

Upon completion, the SMSF pays the 65% balance. The land is transferred to the SMSF and the sale is finalised with the SMSF now owning the investment property completely.

Your Choice

At QPSelect, you are in the driver’s seat. They provide expertise and experience to ensure the process goes off without a hitch.

You can purchase a brand new home and land package or NDIS property with the help of QPSelect! Are you ready to start adding brand new investment properties to your retirement portfolio?

Secretes that can Turbo Charge your Super Dollars!!

Are you looking for a foolproof retirement income investment? Then you should consider real estate. In these chaotic times, it can be difficult to predict where the market is going to go.

With so many changes happening so rapidly, it’s tough to know what is going to make a sound investment in the future. But buying real estate is always a sound investment.

It’s a scarce asset that always has value, no matter what is happening in the broader market.

However, real estate investing is a bit more complex than simply purchasing a stock or bond and collecting the returns. It takes more effort and experience, which may be overwhelming for some.

At One Contract Property, they specialise in SMSF property investments, to help average investors build their retirement savings through real estate.

DISCLAIMER: QPSelect and Queensland Property Select do not provide any financial advice and encourage you to seek a licenced Financial Planner for all your financial advice. 

If  required QPSelect can guide you accordingly if requested.